What is the definition of Best Homeowners Insurance?

"Best homeowners insurance? That's like choosing the best pizza topping for your life insurance policy - you want something that covers unexpected events like a neighbor's cat jumping off the roof, or a squirrel crashing through your window, and maybe even a rogue neighbor's prankster trying to scare you into buying a bunch of expensive security cameras. In short, it's insurance that's so good, you might just want to sue the company for making you worry about squirrels and neighborhood pranks."

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Example sentence: "After a wildfire nearly destroyed his backyard, the best homeowners insurance policy he got was like, 'Hey, don't worry, we've got your neighbors' tails in a loop and your squirrel problem under control!'"